SSDI and disability benefits for August
Disability benefits can be either SSI (Supplemental Security Income) or SSDI (Social Security Disability Insurance). SSI only sends checks up to $943 (single) or $1,415 (married).
However, SSDI recipients can receive up to $3,822. Whether you qualify for the largest Social Security Disability Insurance payment in the United States in 2024 depends on your background and work history.
Who will receive the $3,822 SSDI check in August?
This higher disability benefit is intended for people who have a very high income as workers and who apply as late as possible. For example, you must have worked for a minimum of 35 years to receive it.
When it comes to disability benefits, this can be really tricky: Disabilities typically develop at a young age and prevent many workers from continuing to work.
Additionally, you must have earned the taxable maximum for 35 years. Filing early would prevent SSDI recipients from receiving the $3,822. Of course, remember that this money is only available to people who worked in jobs covered by the SSA. If you didn’t pay taxes while you were working, you don’t qualify.
Who will receive the $1,537 SSDI check in August?
In reality, this is a much more reasonable amount given how difficult it would be to achieve: This is the average payment to SSDI recipients as of June 2024.
Not all disability recipients qualify. Some get higher payments, others lower payments. Remember that SSDI also covers eligible spouses and children.
So, in addition to receiving the average payment, households can receive additional money. For example, the spouse of a disabled worker can receive an average of about $420, and their children can receive an average of about $493. Recipients who receive the lowest disability insurance payments can also apply for Supplemental Security Income. In this way, they can receive additional money from the federal government.