Demystifying the Disability Benefits Claims Process


Disability law attorneys are essential in helping clients navigate the highly complex application process and ensuring that all supporting documentation and evidence is carefully prepared and presented. They can persuasively argue on their clients’ behalf that they have met the strict requirements set forth by government agencies.

Disabled people can claim for benefits, but they do not know what process to start. Therefore, it may be useful to know the claim procedure when hiring a disability lawyer. The official website of the Disability Law Group can help you understand the claim procedure and introduce you to the best disability lawyer. In this article, we will explain the procedure for applying for disability benefits.

Understanding the Program

People who have worked and paid Social Security taxes (FICA) for a certain number of years are eligible for Social Security Disability Insurance (SSDI). They must have accumulated enough work credits (usually 20 credits in the past 10 years). A needs-based program for people with low income and assets, such as those who have never worked or contributed to Social Security, is called Supplemental Security Income (SSI).

Check the basic standards

About SSDI:

You must be unable to engage in Meaningful Gainful Activities (SGA). The SGA limit for 2024 is $2,460 per month for those who are blind and $1,470 per month for those who are not blind. You must have a serious illness that is expected to result in death or take at least a year to cure.

About SSI:

You must earn less than a specified amount, which is usually the federal benefit rate: $1,371 per month for couples and $914 per month for individuals in 2024. Your income must be modest, less than $2,000 for singles and less than $3,000 for couples.

Gather the necessary information

When filing a claim for disability benefits, the lawyer must collect personal information to fill in the form. The lawyer will then review the client’s work history for the past 15 years of employment. The client will fill in the form and make copies of their employment records. Medical information is also required to complete the application, which includes medical records related to the disability and medication costs.

Complete your application

Online Request Form:

If you don’t already have an account, register for one on the SSA website at www.ssa.gov. To start your SSDI or SSI application, use the online application gateway. To fill out the form, follow the instructions and enter all the required information accurately.

In person or by phone:

To schedule a time to apply by phone or in person, contact the Social Security Administration at 1-800-772-1213. Gather all required documentation and bring it with you to your appointment.

Application Review Process

After reviewing your application, the SSA will ensure that you meet the minimum eligibility requirements and include all the necessary information. If details are missing, the SSA may contact you for additional proof. Your state’s Disability Determination Service (DDS) will receive your case. The DDS will review your condition against SSA’s criteria and request medical records from your chosen doctor. If more information is needed, you may be required to have a medical examination (CE) with a doctor chosen by the DDS.

Conclusion

The disability benefits claim process is tedious and often difficult, requiring careful planning and a thorough understanding of the eligibility requirements and application procedures. By methodically gathering relevant data, completing your application accurately, and skillfully navigating the review and appeals process, you can increase your chances of receiving the benefits you need.



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